Chase Sapphire Preferred Cards
This is one of the best credit card for retirees; earn 60,000 bonus points after $4,000 on purchases in the first 3 months. That’s $750 toward travel you can redeem through Chase Ultimate Rewards, 2X points dining at restaurants, and travel. And 1 point per dollar on all other purchases, including 25% more value when you redeem for airfare, hotels, car rentals, and cruises. Chase Ultimate Rewards earn 60,000 points that are worth $750 toward travel worldwide. You get unlimited deliveries with reduced service fees on orders over $12 for a minimum of one year.
Bank of America Travel Credit Cards
This is also one of the best cards for retirees; earn unlimited 1.5 points for every $1 on all purchases and no expiration on points. Enjoy no foreign transaction fees for a statement credit cards to pay for flights, hotels, vacation packages, cruises, and rental cars. Also, earn 25,000 online bonus points, if you make at least $1,000 in purchases in the first 90 days. Preferred Rewards members earn 25% to 75% more points on every purchase for every $1 everywhere, any time.
Ink Business Preferred Credit Cards
The best card for retirees; New Offer! Earn 100k bonus points after spending $15,000 on purchases in the first 3 months. That’s $1,250 toward travel through Chase Ultimate Rewards and 3 points per $1 on $150,000 spent on travel. Select business categories points are worth 25% more when you redeem for travel through Chase Ultimate Rewards. Redeem points for travel, cash back, gift cards, and your points don’t expire as long as your account is open.
Chase Sapphire Reserve
For retirees, this is one of the best credit cards; earn 50,000 bonus points for $4,000 on purchases in the first 3 months. That’s $750 toward travel through Chase Ultimate Rewards and $300 Annual Travel Credit as reimbursement for travel purchases. 3X points on travel immediately after earning $300 travel credit and 3X points on dining. Earn 1 point per $1 spent on other purchases and there are $0 foreign transaction fees. Get $750 more value when you redeem 50,000 points for travel through Chase Ultimate Rewards
Chase Freedom Unlimited
In this case, chosen as the best credit card for retirees; earn a $150 Bonus on spending $500 on purchases in your first 3 months. Earn unlimited 1.5% cash back on all purchases, including 0% intro APR for 15 months. From account opening and balance transfers, then it is a variable APR of 16.49 to 25.24%. There is a 3% intro balance transfer fee during the first 60 days your account is open. Also, there are annual fees and no minimum to redeem for cashback with a minimum of $5.
CITI Double Cash Back
This is also one of the best credit cards for retirees; earn cash back twice, which is 2% on every purchase with unlimited 1% cash-back. Plus, earn an additional 1% as you pay for those purchases to earn cash back, paying the minimum in due time. Balance Transfer Offer includes 0% intro APR for 18 months. The variable APR will be 13.99% to 23.99%, based on your creditworthiness. Balance Transfers do not earn cash back and interest will be charged on your purchases unless you pay by the due date.
