What’s most important to you when picking the best mobile banking apps: top security, so your accounts will not be compromised. While you’re using the app, basic features like depositing checks and viewing your balances in real-time are always great. But what seems to matter most is the ease of usage and top-rated customer service. You are free to download on both Apple and Android devices, though data usage fees do apply.
Customer reviews and carefully considered ratings in the Google Play Store, including FDIC have a reputation for quality banking service. For applicable institutions, J.D.For example, Power US Banking Mobile App, Satisfaction Survey provides abundant data to help form an analysis.
List of the best Mobile Banking Apps:
Ally Bank
Ally Bank is one of the best banking apps that offer lower fees than other traditional financial institutions. The bank is offering a high-yield savings account with a competitive APY, which is not a common product. You can perform all basic tasks like bill pay, and opening the app with your fingerprint. Additionally, the format of the app is easy to use, and you can link IRA for a more straightforward review. Ally uses Zelle, which allows you to transfer money between your Ally and non-Ally accounts.
Bank of America
A large national bank, Bank of America is a trusted name in finance and is another best mobile banking app. Its financial services are basic, but it offers great technology and savings tools to its customers. If Bank of America notices a suspicious transaction, it will send you a notification; you can verify or decline it. In the AmeriDeals section, you’ll find local cash-back opportunities, such as during your morning or evening commute.
Capital One
If Capital One is in your wallet, then you have access to a slightly quirky, but the best mobile banking app rated 4.7 out of 5 stars. If you have other Capital One accounts, like loans or credit cards, you can manage them all in the app. You can use your accrued reward points to pay yourself back if you temporarily can’t find your credit card. You can undo the move if you end up finding it, which saves you the hassle of canceling your card.
Wells Fargo
Another best mobile banking app, Wells Fargo, offers direct deposits of $500 or more per month, and 10 or more debit card transactions per month. Paying your bills is easy through the app and you can access it without your password. For the technophobes who just don’t want to be bothered to open the actual app, you can use text banking commands. For example, type in BAL to get your account balance, and DUE to look at your credit card account information.
Huntington Bank
Huntington Bank is the only best mobile banking app to receive full marks in the 2019 J.D. Power survey for ease of navigation, and clarity of information. The bank consistently delivers high customer service in addition to standard features. You can set up push notifications that inform you when transactions have occurred, and you also don’t need to log in to see your account balance. If you accidentally overdraft money from your account, then the Grace feature gives you 24 hours to deposit money before facing the fee.
