Best Credit Cards In The US For 2020
Choosing the right credit card for yourself is a lot of work. In 2020, with so many alternatives now available in the market, it’s almost like finding a needle in a haystack. However, this is a task that needs to get done no matter what. The right credit card with the right amount of perks and fewer drawbacks will drastically improve your credit score. That’s why we have come up with a list of the best available credit cards in the U.S for the year 2020. Here they are:
Citi Double Cash Card
When you choose this particular credit card, you will be entitled to earn a whopping 2 percent cash back on every single one of your purchases combined. You will instantly receive 1 percent cashback while you are buying and then the other half you will receive when you are paying the minimum each month.
Also, in addition to this, there are absolutely no annual maintenance charges linked with this credit card which makes this card a genuine great deal.
Chase Sapphire Preferred Card
This amazing credit card is for the ones who live to travel! It is one of the topmost rated travel reward cards that exist in the entire market. For the people out there who have been bitten by the travel bug, this particular card is absolutely a no-brainer.
Also, in the first three months, you will be able to earn 60,000 bonus points after spending $4,000 on purchases. That translates to roughly $750 worth of absolutely free travel when you redeemed via the travel portal of Chase.
Wells Fargo Platinum Card
This is once again another impressive debit card that you can own. The Wells Fargo Platinum Card comes with absolutely no introductory APR for the first 18 months. This is by far one of the longest as of right on the entire U.S market. Apart from this, this particular card also comes with no annual fee. Which is a big help if you are already trying to pay off your debt from other credit cards.
Also, in addition to all of this, one of the most helpful features this card comes equipped with is the ability to access your own FICO score at any point of time for absolutely no charge! Now that is what we call a true deal-breaker!
Blue Cash Preferred Card from American Express
This credit card has by far the highest cashback rate that exists in the U.S. market right now. With this stellar credit card, you will be entitled to receive a whopping 6% cashback on supermarkets, gas stations and select few streaming services. This is what you literally call an absolute steal.
Also, apart from this, you will be getting 0% APR for the first 12 months along with an entire list of protections from the American Express. These include accidental damage cover, theft coverage, return protection, and many more.
So this brings us to the end of the topmost credit cards that are available in the U.S. as of 2020. Now, let us know which credit cards according to you are even better than the ones that we have listed down over here.