Best Car Insurance in Chicago
Finding cheap car insurance in Chicago has never been easy. You are likely to pay an additional amount of $150 to $230 per year for car insurance in Chicago, compared to any other state. Whether you live in Illinois, northwest Indiana, or the silver of Wisconsin, you will find the insurance company’s rates below the state rate. The difference is so high that it may cost you more by hundreds of dollars a year.
However, the cheapest options are not just the same for all Chicago drivers. Listed below are the five cheapest companies found in the state of Chicago for drivers in and out.
Cheapest for good drivers in Chicago :
- Chicago and Illinois Suburbs
- Safeco: $672 per year
- Pekin: $918 per year
- Country Financial: $1,212 per year.
- Geico: $875 per year
- Erie: $1,007 per year
- Gary, Indiana
- Erie: $772 per year
- Indiana farmers: $942 per year
- Travelers: $1,226 per year
- Geico: $710 per year
- Progressive: $1,216 per year
- Kenosha County, Wisconsin
- Erie: $710 per year
- Geico: $676 per year
- Secura: $887 per year
- American Family: $927 per year
- Auto Club Group: $936 per year
Drivers with no recent violations or any accidents may use the benefit of getting insurance at a much cheaper rate. This is because they hold good credit in the market.
In terms of driving & credit history, a large number of drivers are closer to this profile, which carries standard full coverage insurance. Prices that are shown include a good-driver discount when available from the insurer.
Cheapest car insurance providers for minimum coverage in Chicago
Chicago-area drivers who are looking for bare-bonuses policies might try their luck with these companies:
Chicago and Illinois Suburbs
- Safeco: $227 per year
- Erie: $389 per year
- Pekin: $399 per year
- Country Financial: $468 per year
- Geico: $371 per year
Gary, Indiana
- Erie: $286 per year
- Indiana Farmers: $386 per year
- Auto-Owners: $443 per year
- Progressive: $500 per year
- Geico: $318 per year
Kenosha County, Wisconsin
- Erie: $243 per year
- Secura: $351 per year
- Geico: $294 per year
- Auto club group: $370 per year
- Wisconsin Farm Bureau: $310 per year
Cheapest car insurance for good drivers with poor credit
If you wish to have a full coverage policy but you own poor credit score, you might be able to grab insurance if you do not have any recent violations. Check out these cheapest auto-insurers in the Chicago area:
Chicago and Illinois Suburbs
- Geico: $1,799 per year
- Pekin: $1,719 per year
- Travelers: $2,068 per year
- Safeco: $1,244 per year
Gary, Indiana
- Geico: $1,061 per year
- Safe auto: $1,722 per year
- Erie: $1,964 per year
- American family: $1,956 per year
Kenosha County, Wisconsin
- Geico: $1,030 per year
- Secura: $1,286 per year
- American family: $1,576 per year
- West Bend: $1,252 per year.
