{"id":2528,"date":"2020-05-13T20:12:12","date_gmt":"2020-05-13T20:12:12","guid":{"rendered":"https:\/\/myinfobag.com\/?p=2528"},"modified":"2020-06-04T19:08:14","modified_gmt":"2020-06-04T19:08:14","slug":"list-of-best-online-savings-account-for-better-returns","status":"publish","type":"post","link":"https:\/\/myinfobag.com\/?p=2528","title":{"rendered":"The Best Online Savings Accounts for Better Returns"},"content":{"rendered":"\n<h3 class=\"wp-block-heading\"><strong>Best Online Savings Account<\/strong>s<\/h3>\n\n\n\n<p>In today\u2019s world of high-yield savings accounts, online banks definitely tend to outshine almost all traditional banks which are brick-and-mortar on both rates and fees. The ideal savings account must have a higher than an average interest rate. According to the FDIC aka The Federal Deposit Insurance Corporation, the national average is 0.09% as of March 2020. It should also have reliable customer service at very low or no fees. There exists some accounts which can also let you skip the requirement of minimum balance or minimum deposit amount.<\/p>\n\n\n\n<p>Now, when you are going shopping for the best online savings account, you need to make sure that you pay very close attention to the requirements of minimum deposit, monthly maintenance fees, minimum balance requirement and the annual percentage yield. These factors are key to find the best possible option for your specific financial goals. In this article, we are going to discuss some of the best online savings accounts for 2020. <\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>The American Express National Bank<\/strong><\/h4>\n\n\n\n<p>An amazingly competitive interest rate along with an around the clock online access is provided by the American Express personal savings account. Also, a very big bonus feature is the fact that it doesn\u2019t require any minimum deposit or ongoing balance. There are no charges related to monthly maintenance as well.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Barclays US<\/strong><\/h4>\n\n\n\n<p>Barclays Online Savings account\u2019s high-interest rate happens to come along with much needed additional features such as online transfers, direct deposit, and 24\/7 access to your funds. There is absolutely no requirement of any minimum deposit or monthly maintenance fees for opening an account. You can receive their stellar customer service by phone and email.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>SFGI Direct<\/strong><\/h4>\n\n\n\n<p>SFGI Direct happens to be a division of Summit Community Bank. Among online savings accounts, it tends to offer one of the highest interest rates and therefore you should definitely check it out.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Marcus by Goldman Sachs<\/strong><\/h4>\n\n\n\n<p>This particular savings account happens to have one of the highest savings account APYs aka annual percentage yield. Marcus by Goldman Sachs doesn\u2019t require any minimum deposit to be able to open an account and it has no transaction fees as well. However, on the flip side, this particular online savings account doesn\u2019t offer an ATM network or checking account. Therefore, you will have to rely on an outside bank to be able to transfer money in and out. The Marcus mobile app, as of right now is only available for iOS users.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Ally Bank<\/strong><\/h4>\n\n\n\n<p>The online savings account of Ally Bank also offers one of the best savings rates in the U.S. It will not charge you any monthly maintenance fees nor require any minimum balance in the account. When it comes to customer service, Ally Bank\u2019s mobile app offers support via real-time chat. This is also one of the primary reasons for Ally being very popular among online savings account options.<\/p>\n\n\n\n<p>This brings us to the end of our discussion on some of the best online savings accounts. Now, let us know if you have an online savings account as well or if you are still reliant on an account provided by a traditional bank.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Best Online Savings Accounts In today\u2019s world of high-yield savings accounts, online banks definitely tend to outshine almost all traditional banks which are brick-and-mortar on both rates and fees. The ideal savings account must have a higher than an average interest rate. According to the FDIC aka The Federal Deposit Insurance Corporation, the national average [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":2579,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2795,21],"tags":[5421,5420,4859,4842,5419],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v15.1.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>The Best Online Savings Accounts for Better Returns | MyInfoBag<\/title>\n<meta name=\"description\" content=\"In today\u2019s world of high-yield savings account, online banks definitely tend to outshine almost all traditional banks which are brick-and-mortar both...\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/myinfobag.com\/?p=2528\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta 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